If You’re In a Car Crash…Do You Really Want the Cheapest Insurance?


Do You Have Enough Auto Insurance Coverage?

If you’re in a car crash, do you really want the cheapest insurance?

Let’s face it…we all need auto liability insurance. Not only is it required by law but it protects us in case of an accident or loss. But do you have enough liability coverage? If you’re only carrying the state minimum requirement, probably not. Many drivers choose to only carry the legal minimum liability insurance to try and save money. But this, in most cases, is a bad idea.

It may seem that saving money is the most important consideration, but it’s not always the smartest approach to protecting yourself against the very real risks associated with driving. For example, if you were sued for an accident you caused and you only carry the minimum car insurance required, whatever liability limit you chose is the most amount that you will get to use for damages or for any legal defense you may need. With lawsuits becoming more common after car accidents, it’s easy to see why the minimum liability protection may simply not be enough to protect you after a car accident.

Advocating For You

As an independent insurance agency, Texas Insurance & Financial Services, Inc. represents a wide network of A-rated insurance companies, which allows us to find the best insurance policy to fit your needs and budget. We don’t believe in cookie cutter policies and will customize a plan specifically for you. We’ll make sure you have the best protection available. We’ll stand beside you throughout the entire purchase process and should a claim be filed, we’ll be there, too. Your overall satisfaction is our top priority. That’s a promise.

Schedule Your FREE Insurance Review

TXINS offers complimentary insurance reviews to ensure you are getting the right coverage for yourself, your family, or your business. To schedule your review, contact us today at 800-541-9849 or via email. We look forward to hearing from you soon.

Meet the TXINS Team!

Customer Service Representative Kara Wood works out of the Georgetown office. Kara has been with TXINS since August 2012. She has worked in the insurance biz since 2001.

Kara is a caring, intelligent leader, always working to ensure her customers are well taken care of. She loves the movie Pitch Perfect, baking goodies for her friends and family, watching Kansas Jayhawks basketball, and relaxing with an ice cold Dr. Pepper.

Asked why she likes working for Texas Insurance & Financial Services, Kara says, “I really enjoy the camaraderie that I have with the girls in my department, working together as a team for the betterment of our clients is always our #1 goal.”

Her colleagues call Kara “Aca-Amazing” and we agree! To learn more about Kara, like what superpower she wishes she had, click here.

Did You Know?

– The month of March is named after Mars, the Roman god of war.

– March starts on the same day of the week as November every year.

– March is Fire Prevention Month. (Check your home for fire hazards.)

– Popular symbols of March include shamrocks, daffodils, rabbits and eggs.

– March is National Frozen Food Month and National Nutrition Month (ironic, isn’t it?)

– King Kong made his TV debut on March 7, 1926.

Spring Home Maintenance Tips

– Test your smoke and carbon monoxide detectors.

– Check your electrical outlets for potential fire hazards such as frayed wires or loose-fitting plugs.

– Check for damage to your roof, and clean gutters and downspouts to keep debris from accumulating.

– Remove all dead trees in your yard, and keep healthy trees and bushes trimmed and away from utility wires.

We LOVE Referrals!

If you love Texas Insurance & Financial Services, Inc., tell a relative, friend, or co-worker about us. When they call to receive a quote make sure they let us know that you referred them.

As a thank you, you’ll receive a surprise gift and will be entered into our monthly $50 gift card drawing and our annual Grand Prize drawing for a $1,500 gift card!!!

(Grand Prize drawing will be held on December 4, 2014.)

Copyright © 2014 Texas Insurance & Financial Services, Inc., All rights reserved.


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